Notice: Due to COVID-19, we will be conducting all consultations either via video, phone, or email. Please don’t hesitate to call us if you have any questions!
Licensed to Practice in Both Minnesota & Wisconsin
Free Initial Consultations 651.309.8180
Dedicated Bankruptcy Attorneys

Chapter 13 Bankruptcy Attorneys in Oakdale

Guiding Minnesota Residents Through Chapter 13 Bankruptcy

Although the Chapter 13 bankruptcy process can take several years to complete, it is just as effective as Chapter 7 bankruptcy. Chapter 13 bankruptcy requires that debtors repay creditors through an agreed-upon repayment plan. Debtors will make monthly payments until their reorganized debts have been paid back.

Our bankruptcy lawyers at Lamey Law Firm, P.A. can help you negotiate and mediate with creditors to come up with a feasible repayment plan so that you can finally take control of your finances. We can attend creditor meetings with you, handle all of the paperwork, and deal with the creditors so you won't have to.

Not sure if Chapter 13 bankruptcy is right for you? Find out by requesting a FREE case consultation by calling us at (651) 309-8180!

How Can Filing for Chapter 13 Help You?

Chapter 13 bankruptcy, also known as a wage earner's bankruptcy, offers debtors a number of benefits. Namely, Chapter 13 is an effective way to save one's home from foreclosure and resolve late mortgage payments. Chapter 13 also protects any liable third parties, such as certain co-signers, for consumer debts.

Chapter 13 bankruptcy is best for debtors who:

  • Are facing mortgage delinquency or foreclosure
  • Are employed
  • Have too much disposable income to qualify for Chapter 7
  • Want to keep their nonexempt property

To be eligible for a Chapter 13 filing, you must have a steady, regular income as well as secured debts that do not exceed the Chapter 13 debt limits. Additionally, businesses cannot file for Chapter 13, instead typically filing for Chapter 11.

Step-by-Step Guidance You Can Trust

Filing for bankruptcy can be a confusing and stressful experience for anyone, but with our firm on your side, the future can seem bright again. Our individualized attention and dedication have helped thousands of clients emerge debt-free. Our clients will work directly with us - not with paralegals or legal assistants. We are committed to delivering step-by-step guidance so that our clients can remain aware of their rights and options as their cases progress.

We also offer our clients the following:

  • Free consultations in person or over the phone
  • Solid attorney-client relationships, from start to finish
  • Customized debt solutions
  • Helpful tips for life after bankruptcy

We are available weekends & evenings - Call Lamey Law Firm, P.A.!

When it comes to offering exceptional legal counsel, our firm is unmatchedand has even been recognized by industry notices like the Super Lawyers® and Super Lawyers® Rising Stars℠ lists. We have built our reputation on helping our clients face their debt with confidence. Contact our Oakdale bankruptcy attorneys today.

Related Reading

Give us a call at (651) 309-8180 to learn more about how our firm can assist you during the Chapter 13 bankruptcy process. We serve Lake Elmo, Maplewood, Woodbury, Pine Springs, Oak Park Heights, and more.

Why Choose Lamey Law Firm?

  • Inclusion in Super Lawyers® 2015-Present

  • Nearly 30 Years' Combined Legal Experience

  • Tailored Solutions from Qualified Lawyers

  • Free Phone or In-Person Consultations

  • Weekend & Evening Availability

Experience Debt Relief

Start with a Free Initial Consultation
  • Please enter your first name.
  • Please enter your last name.
  • This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.