Minnesota Bankruptcy Lawyers
Helping Clients in Washington County Start Fresh
Are you facing foreclosure of your home? Does it feel like your credit card debt is out of control? If so, you need to speak with our legal team at Lamey Law Firm P.A. Our Minnesota bankruptcy lawyers are ready to help you start financially anew. We realize that when you seek our help, you are experiencing a great deal of financial strain and anguish. And we want you to know that you are not alone. You can always rely on us to deliver compassionate and caring services.
Our Bankruptcy Services
We can guide you through the following kinds of bankruptcies:
Once we determine what kind of bankruptcy would suit your needs, we will confirm your eligibility and begin preparing all the necessary paperwork. We will remain at your side, from start to finish, to ensure your rights are protected, especially during creditor meetings.
Our bankruptcy attorney's goal is to deliver the debt relief you need to move on to the next chapter of your life. Once you are on the right track, we can prepare you for life after bankruptcy to ensure your financial future remains stable and secure.
What Debts Can Be Discharged Through Bankruptcy?
Bankruptcy can help discharge certain types of debts. This includes unsecured debts like credit card balances, medical bills, personal loans, and past-due utility bills. For individuals struggling with these kinds of debts, filing for bankruptcy can provide a fresh financial start by eliminating their obligation to repay these debts.
It's important to know that filing for bankruptcy will not eliminate every debt. Most debts, including student loans, alimony, child support, and most tax obligations, are usually not dischargeable. If you want to preserve the collateral (your house or vehicles), secured debts like mortgages and auto loans might not be completely dismissed. Rather, as part of the bankruptcy procedure, the terms of the debt may be changed or reorganized.
Navigating the complexities of what can and cannot be discharged is one of the critical reasons why individuals considering bankruptcy should consult with an experienced bankruptcy attorney in Minnesota. They can provide guidance on how bankruptcy may affect your specific debts based on your financial situation and goals.
Are you struggling with debt in Minnesota? Call Lamey Law Firm P.A. at (651) 309-8180 or contact us online to schedule a meeting with our bankruptcy attorney in MN! We serve Lake Elmo, Maplewood, Woodbury, Pine Springs, and Oak Park Heights.
Debt Collection Laws in Minnesota
Debtors have many protections under federal law, and those in Minnesota have additional protections under Minn. Stat. §§332.31 to 332.45. These laws protect Minnesota debtors from harassment by collection agencies and the original debt collectors. Debt collectors are also required to be licensed in Minnesota.
If you face harassment from a collector or collection agency, our attorneys can help you with your options to end this harassment, including filing for bankruptcy to implement the automatic stay. We can also help you with more information about how state and federal laws affect bankruptcy.
Contact Our Minnesota Bankruptcy Attorney
A Few Reasons You Should Choose Lamey Law Firm P.A.:
- Selected for Inclusion in Super Lawyers
- Free Phone or In-Person Consultations
- 30+ Years' Combined Legal Experience
- Weekend & Evening Availability
- Tailored Solutions from Qualified Lawyers
We have over 30 years of experience handling bankruptcy cases, including the most complex. As a result of our outstanding services, members of our legal team have been honored with inclusion on the Super Lawyers®' and Super Lawyers® Rising Stars℠ lists.
Because no two bankruptcy cases are exactly alike, we strive to provide individualized attention to each one of our clients. We also offer weekend and evening meeting times to accommodate our clients' busy schedules. Reach out to our Oakdale bankruptcy lawyers.
Contact Lamey Law Firm P.A. (651) 309-8180 to schedule a consulation and learn how to file for bankruptcy with our attorney!